No one likes to think about a time after they’ve gone, but life insurance could offer reassurance for the people we leave behind. It’s possible that your loved may become financially responsible for any of your outstanding debts or expenses like childcare costs, a mortgage or even funeral, medical or care costs.

Even if you have been careful with your finances and have no outstanding debts, you may simply wish to leave a legacy to your family, help to contribute to the future cost of living for any dependents or give a small sum to help cover the cost of your funeral.