Team of workers on computers
Lady worker with all safety equipment on

Auto Enrolment

med-blue-triangle from PAF Hereford logo

Auto Enrolment

We have over 40 years experience working in pensions.

We have over 40 years experience working in pensions.

Important: Information is based on our current understanding of taxation legislation and regulations and are subject to change.

happy workers have a coffee discussing pensions

What is auto enrolment?

Auto enrolment is the process of implementing mandatory pension schemes starting from 2012. UK employers have been required to automatically enrol “eligible job holders” – employees who are aged between 22 years and state pension age (SPA) and to whom they pay gross earnings above the personal allowance threshold, into a “qualifying” pension scheme. These obligations affect all employers to some extent, whether large or small, public sector or private.

The process requires employers to provide a minimum level of pension benefits to their “eligible jobholders”. Employees may opt out, but this means that the auto-enrolment process has to be repeated at least every three years.

National Employment Savings Trust (NEST)

Auto Enrolment is not to be confused with NEST which has been established by the government as a pension scheme that is able to receive pension contributions from an employer. NEST is one of the qualifying schemes available to employers to meet their auto-enrolment obligations.

Workers earning more than the Government determined lower level a year will be automatically enrolled in NEST if their company doesn’t have its own scheme. Lower earners can join, but have to opt in.

Let PAF Hereford help with your auto enrolment.

With over 40 years experience in pensions PAF Hereford can help make an informed decision.  

Contact us

Contact Us

Please note: You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

PAF Hereford favicon

This website uses cookies to ensure you get the best experience on our website. Please see our Cookie Policy for details.