If you have a very large and complicated estate, the sooner you start planning the better. For many people, a good time to establish an Inheritance Tax plan is soon after retirement. It is important to consider your potential financial needs in retirement and once you have given up work you will have a better idea. You do not want to gist away money you may potentially need in the future.
We would work with you to establish what you want to do with your money now and what you might need in the future, for example, to cover care needs in later life. Once you have clarity about what you require, you can establish how much wealth is left to pass on to future generations.